PlanDirect – Core, Core Plus and Elite 

       

Choose a plan that suits your needs.
These plans are for those who are retired or have lost health and dental coverage in the last 60 days.

* Without medical underwriting the premium is higher but acceptance is guaranteed and there are no medical exclusions.
** Routine and major dental are only available when Elite with dental is selected.

Optional Coverage 

   Core    Core Plus    Elite
     
Prescription drugs Prescription drugs Prescription drugs



 ▪ 70% coverage up to a maximum of $500 per person each calendar year  ▪ 80% coverage up to a maximum of $10,000 per person each calendar year  ▪ 90% coverage for the first $10,000 and 100% coverage for the next $240,000 per person each calendar year
 ▪ Includes drug card  ▪ Includes drug card  ▪ Includes drug card
Essential coverage Essential coverage Essential coverage



Registered therapists Registered therapists Registered therapists
 ▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist  ▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist  ▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist
 ▪ 100% coverage up to a maximum of $300 per practitioner each calendar year  ▪ 100% coverage up to a maximum of $400 per practitioner each calendar year  ▪ 100% coverage up to a maximum of $500 per practitioner each calendar year
 ▪ $30 maximum per visit  ▪ $40 maximum per visit  ▪ $50 maximum per visit
Visioncare Visioncare Visioncare
 ▪ 100% coverage up to a maximum of $150 per person every 2 years  ▪ 100% coverage up to a maximum of $200 per person every 2 years  ▪ 100% coverage up to a maximum of $250 per person every 2 years
 ▪ $75 for one eye exam every 2 years  ▪ $75 for one eye exam every 2 years  ▪ $75 for one eye exam every 2 years
Hearing aids Hearing aids Hearing aids
 ▪ 100% coverage up to a maximum of $400 per person every 5 years  ▪ 100% coverage up to a maximum of $400 per person every 5 years  ▪ 100% coverage up to a maximum of $500 per person every 5 years
Ambulance Ambulance Ambulance
 ▪ 100% coverage for air and ground  ▪ 100% coverage for air and ground  ▪ 100% coverage for air and ground
Nursing care Nursing care Nursing care
 ▪ 100% coverage up to a combined maximum of $2,500 per person each year  ▪ 100% coverage up to a combined maximum of $5,000 per person each year  ▪ 100% coverage up to a combined maximum of $7,500 per person each year
 ▪ Includes home health aide care  ▪ Includes home health aide care  ▪ Includes home health aide care
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