PlanDirect – Basic, Comprehensive and Premier
Choose a plan that suits your needs.
These plans are for those who are retired or have lost health and dental coverage in the last 60 days.
Optional Coverage
Basic | Comprehensive | Elite |
Prescription drugs | Prescription drugs | Prescription drugs |
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▪ Without drug card 90% coverage up to a maximum of $1,000 per person each calendar year | ▪ Without drug card 100% coverage up to a maximum of $1,500 per person each calendar year | ▪ 90% coverage up to a maximum of $2,300 per person each calendar year; includes drug card |
▪ With drug card 80% coverage up to a maximum of $1,000 per person each calendar year | ▪ With drug card 85% coverage up to a maximum of $1,500 per person each calendar year | ▪ - |
Essential coverage | Essential coverage | Essential coverage |
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Hospital | Hospital | Hospital |
▪ 100% coverage up to $225 per day for a maximum of 90 days per calendar year for a private room | ▪ 100% coverage up to $225 per day for a maximum of 90 days per calendar year for a private room | ▪ 100% coverage up to $225 per day for a maximum of 90 days per calendar year for a private room |
Paramedical services | Paramedical services | Paramedical services |
▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist | ▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist | ▪ Includes treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist |
▪ 100% coverage up to maximums in policy | ▪ 100% coverage up to maximums in policy | ▪ 100% coverage up to maximums in policy |
Visioncare | Visioncare | Visioncare |
▪ One eye exam up to a maximum of $75 every 2 years | ▪ 100% coverage up to $200 per person every 2 years | ▪ 90% coverage up to $275 per person every 2 years |
▪ - | ▪ One eye exam every 2 years | ▪ One eye exam every 2 years |
Ambulance | Ambulance | Ambulance |
▪ 100% coverage for air and ground | ▪ 100% coverage for air and ground | ▪ 100% coverage for air and ground |
Nursing care | Nursing care | Nursing care |
▪ 100% coverage up to a combined maximum of $2,500 per person each year | ▪ 100% coverage up to a combined maximum of $5,000 per person each year | ▪ 100% coverage up to a combined maximum of $7,500 per person each year |
▪ Includes home health aide care | ▪ Includes home health aide care | ▪ Includes home health aide care |
More about this plan | More about this plan | More about this plan |